NUI Freight Operators Liability Policy

GOODS IN TRANSIT INSURANCE - SUMMARY OF COVER

The policy indemnifies the insured against liabilities assumed under statute, conditions of trading and International Convention as specified in the schedule in respect of goods of the property of others.

Standard Benefits:

1. Cover in respect of containers not the Insured’s property up to £10,000 any one container.
2. Cover in respect of the under noted ‘Target Goods’ upto a maximum of £20,000 per load unless carried unwittingly in sealed or groupage containers or increased elsewhere in the policy.

Spirits
Cigars, Cigarettes & Tobacco other than Raw Leaf Tobacco
Furs & Ready Made Garments
Precious Stones or Precious Metals
Non-ferrous Metals in Raw or Scrap Bar or Ingot Form
Audio/Visual Equipment
Domestic Electrical Equipment (Except white goods)
Mobile Phones & Accessories

Additional Benefits:
Unlimited cover for Ropes, Sheets, Toggles & Dunnage.
Other Property of the Insured up to £1,000 any one Loss.
Debris removal, site clearance, trans-shipment & recovery costs upto £10,000 any one loss
Temporary housing on or off vehicles in the course of transit.
Indemnity at Common Law where the Insured’s Trading Conditions are set aside to a limit of £250,000.
Contingent liability for Goods in ‘Sub-contractors’ care & custody.
Financial Loss - £100,000.

The policy does not provide indemnity for the following unless specified in the schedule of the policy:
Living creatures,
Explosives,
Monies in any form including pre-paid cards and the like,
War & Terrorism Risks.

Other Clauses:
Computer Millennium Clause,
ISM Clauses,
Security Clause O - Excludes theft overnight from unattended vehicles unless in locked building or compound.

Authorised and regulated by the Financial Services Authority